It is unlawful for a person to refuse to buy from, sell to, contract or otherwise do business with an individual because of the individual's race, creed, color, national origin, nationality, ancestry, marital status, domestic partnership status, liability for service in the Armed Forces of the United States, age, sex, affectional or sexual orientation, or disability or because of race, creed, national origin or other protected characteristics of the person's spouse, partners, employees, business associates, suppliers or customers. It is also unlawful for any bank or financial institution to deny credit or particular terms of a credit transaction (such as loan rates) to an individual on any of these bases.